Welcome to our website.  We look forward to serving you.
Begin here.


Smart Credit Cards for Super Prime Credit

 
 
 

Low Rate Loans | Low Rate Credit Cards | Low Rate Insurance

Quick application process. Fast approval.  That is how we like to connect our customers.
 

Smart Credit Cards for Super Prime Credit

Search now to find affordable interest rates, for which you may qualify. Click now to search for Smart Credit Cards with nice benefits, such as:

  • 0% APR Introductory Rates
  • Cash Back Programs
  • Airline Rewards
  • Redeemable Points
  • Balance Consolidation

Serving one or more of the following states: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

 
 
 

Look For Affordable Rates


Find Smart Credit Cards for Super Prime Credit in just a few clicks.

Once your new card is received, it is important to keep a balance less than your credit limit and pay the bill when it is due. Doing this will ensure that any open accounts you possess will remain available for use at any time. Begin here.

 


Look For Low Rate Credit Cards

We help you find Low Rate Credit Cards from top recommended lenders. Click to get started now. Lenders in this network are known for granting credit to new applicants.

Choose the option that fits your needs here.

 
 
 

 

 

Smart Credit Cards for Super Prime Credit - Knowing The Possibilities

When people have Super Prime Credit, how will they know which Smart Credit Cards to choose when there are so many choices? The information below will discuss a few types of cards to provide a helpful outline of the pros of each:

Cash Back - With a Cash Back card, customers are rewarded with a rebate equivalent to a fraction of their transactions. For instance, if somebody has a Cash Back solution that offers five percent cash back on supermarket, gas, and pharmacy items, as the cash back rewards add up they can converted to cash. If you pay $150 in fuel, groceries, and drugstore items weekly, at the conclusion of a year, almost $400 in cash back rewards would be ready to cash out.

Redeemable Points - In lieu of rewarding customers with money back, some companies give redeemable rewards. Customers receive rewards for making purchases. Every time the card is used, the points accumulate. After a certain amount of points add up they can be redeemed for perks like free travel, gift items, magazines, and more. It is wise to see if the Smart Credit Cards for Super Prime Credit you apply for offers a points program.

Gasoline Rewards - Credit card issuers are often times understanding about the price of gas and will reward their customers for making card purchases by rewarding them with a prepaid fuel card. As transactions are completed, points are accumulated and summarized. Once a certain number of points are earned they can be cashed in for a free prepaid gasoline card. The cool thing is, with some cards fuel points can be earned while you are gassing up your vehicle.

Points Redeemable for Free Hotel Stays, Rental Cars or Frequent Traveler Miles - When purchases are made with these cards, redeemable points that can be used for free travel arrangements including airline travel are accumulated. Once a specified number of points are earned, they can be applied toward all kinds of travel arrangements including free air travel. Frequent travelers really like these rewards.

Zero Percent Promotional Interest Rates - With these cards, finance charges are not accrued for a certain amount of time. This time period typically lasts anywhere from 6-12 months. Most times, folks are advised to utilize promotions such as this to move outstanding balances from their interest bearing Smart Credit Cards to one like this and pay the balances off within the promotional period. Paying the bill on or before the due date is imperative. When the first payment becomes past due, most times the introductory rates go up to an interest-bearing rate. People that are offered Smart Credit Cards for Super Prime Credit, and have the opportunity to sign up for an interest free period should choose this opportunity.

Secured Cards - People with a secured credit card simply deposits a cash amount in an interest-bearing savings account. This "is why the card is called "" secured"" ." After the deposit is made a credit card is offered with a credit max that is the same as the opening balance of the interest bearing account that was created. Each time a transaction is approved the credit limit decreases, low interest regularly scheduled payments are computed, and a monthly invoice is is mailed or emailed if you choose paperless billing. If the card is active low monthly payments will become due. Secured Cards are terrific because they operate like normal credit cards allowing you to do things that debit cards may not, like making travel accommodations like hotels that commonly do not take check cards. For those with bad credit approval is usually guaranteed regardless of your credit score. This is good because many secured card issuers report whether or not timely payments are made to Experian, Equifax, and Trans Union. This could be a terrific way to prove you are creditworthy by making regular payments whether you have Super Prime credit or not. After paying a certain number of payments in a row, most times the bank that gave you the card will allow you to make purchases over your current limit without requiring another deposit to the initial secured account.

Reloadable Prepaid Credit Cards - With a Reloadable Prepaid card, purchases can be made without interest, fees, or finance charges. Similar to a checking account, you put money in and this becomes the amount that can be spent. When the prepaid credit card balance becomes depleted, you can recharge it with an additional deposit. Reloadable cards are great for staying on a budget, transactions can be tracked and recorded if necessary, and they are a great solution for those that cannot acquire a traditional checking account. Fast approval is typically granted regardless of your FICO score and there is no need for the bank that issues the prepaid cards to contact Experian, Equifax, and TransUnion.

With all of the diverse types of Smart Credit Cards for Super Prime credit and benefits that exist, there is something for everyone. Seek Smart Credit Cards that give the benefits that fit your situation. Remember these things and always stay within your credit limit and make your payments on time every month. Prime credit is a wonderful asset.

To ensure that you keep developing a top notch FICO profile, obey these general instructions:

1. Keep your outstanding balance lower than the card's max. In other words, don't "go crazy". Most people with excellent credit make it a point to keep a balance that is no more than sixty percent or less of the max on any Smart Credit Cards for Super Prime Credit.

2. Make payments on or before the due date. Even if a small payment can be made, the most important thing is that the payment is made when it is due. Once a payment is more than 30 days behind, it could be told to Experian, Equifax, and Trans Union. This is bad for the consumer's credit profile. Additionally, customers may also experience more points on the card's interest rate as a consequence of one delayed payment. Therefore it is wise to be mindful of the due dates.

3. Repay the balance completely every time you can. If the card is used a lot, make it your goal to pay the balance back down to zero as much as possible. When you do this, it is wise to begin creating transaction activity (like buying gas, shopping online, or making purchases) then pay it off once again after over the course of a few billing cycles, and keep this pattern going This cycle shows the issuers that you are a great customer. Once this sequence is repeated a couple of times, you could qualify for a lower rate, more of a limit, and a better credit profile.

Our affiliates proudly serve one or more of these locales: Alabama * Alaska * Arizona * Arkansas * California * Colorado * Connecticut * Delaware * District of Columbia * Florida * Georgia * Hawaii * Idaho * Illinois * Indiana * Iowa * Kansas * Kentucky * Louisiana * Maine * Maryland * Massachusetts * Michigan * Minnesota * Mississippi * Missouri * Montana * Nebraska * Nevada * New Hampshire * New Jersey * New Mexico * New York * North Carolina * North Dakota * Ohio * Oklahoma * Oregon * Pennsylvania * Rhode Island * South Carolina * South Dakota * Tennessee * Texas * Utah * Vermont * Virginia * Washington * West Virginia * Wisconsin * Wyoming

Smart Credit Cards for Super Prime credit are our specialty. Click now to start the application for a solution that could be the answer to your needs.

link