Visit the homepage for more.
Apply here.


Top Cards for Good Credit

 
 
 

Low Rates on Loans | Low Rates on Credit Cards | Low Rates on Insurance

Get started now.  The sooner you apply the sooner you can be approved!
 

Top Cards for Good Credit

Search now to find affordable interest rates, for which you may qualify. Click here to apply for Top Cards that have terrific options such as:

  • Low Rates
  • Cash Back Programs
  • Travel Rewards
  • Redeemable Points
  • Balance Transfer Options

Serving one or more of the following states: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

 
 
 

Find Low Rates


Apply for Top Cards for Good Credit fast and easy.

Once your application is approved, all you have to do is keep a balance less than half of your credit limit and pay your bill on or before the due date. Following this advice will help you make sure all the usable balances you have will remain in good standing. Apply here.

 


Find Low Rate Cards

We search for Low Rate Cards from well known lenders. Click to get started now. This network of lenders specializes in being favorable to new applications.

Choose the option that fits your needs here.

 
 
 

 

 

Top Cards for Good Credit - Knowing The Opportunities

When individuals have Good Credit, how can they tell which Top Cards to choose when there are so many choices? This article will expand on a couple types of cards to offer a better outline of the pros of each:

Cashback - With a Cashback card, customers get a rebate equal to a fraction of their transactions. For example, if there is a Cashback offer that provides five percent cash back on groceries, gasoline, and pharmacy purchases, as the cash back rewards add up they can be cashed in. If you use a hundred fifty dollars in petro, food, and drugstore items each week, at the end of a 12-month period, almost $400 in rebates would have accumulated.

Redeemable Points - Instead of rewarding customers with cash back, some companies present customers with points programs. Customers receive rewards for just about every transaction. Every time the card is used, the points accumulate. Once a specified number of points have accumulated they can be cashed in for items including free hotel stays, gift items, subscriptions, and more. It is smart to be aware of whether or not the Top Cards for Good Credit that you want will offer points.

Gas Rewards - Lenders are often times sensitive to the price of gas and will compensate their customers for making card purchases by rewarding them with a free gasoline card. As purchases are made, points are earned. After a specified amount of points are accumulated they can be cashed in for a prepaid gas station card. The cool thing is, with some cards gas rewards can even be earned when buying gas.

Points Redeemable for Free Hotel Accommodations, Car Rentals, or Frequent Traveler Miles - When these cards are used, points that can be used as free frequent flyer miles or free travel vouchers are earned. As the points add up, they can be redeemed for free travel accommodations. Business travelers find these kinds of programs to be very beneficial.

0% Introductory Interest Rates - With these cards, finance charges are not accrued for a certain amount of time. The period where no finance charges are being applied typically varies from 6-12 months. Smart folks take advantage of this promotional period to transfer their balance from their interest bearing Top Cards to one of these, then create a personal budget that allows them to pay the whole thing off without having to pay any finance charges. Making timely payments is especially crucial. When a single payment is paid late, most times the interest free introductory rates adjust to a different rate. Individuals that are applying for Top Cards for Good Credit, and have the opportunity to sign up for a 0% promotion ought to think about this great opportunity.

Secured Cards for Building Credit - People that have a secured credit card simply inserts money in an interest-bearing savings account. This is what secures the account. At that point a credit card is extended to the applicant with a credit limit that is the same as the amount that has been deposited in the account. When purchases are made your available credit is recalculated, affordable monthly payments are computed, and a bill is given to you. If the card is active an affordable repayment plan will be created. Secured Cards for Building Credit are awesome because they perform the same as standard credit cards allowing you to complete all kinds of transactions including booking travel accommodations including hotels that generally do not take debit cards. However, just like prepaid cards approval is typically guaranteed no matter what. This can help in the rebuilding process because many secured card companies report your payment schedule and how you keep up with your payments to Experian, Equifax, and Trans Union. This is a great way to prove you are creditworthy by paying regular payments no matter if you have Good credit or not. Once you make several payments in a row, most issuers will increase your credit limit without requiring additional collateral.

Pre-paid Credit Cards - With a Pre-paid card, there is no guesswork. Just like a checking account, you put money in and this becomes the credit limit. As the prepaid credit card balance runs out, simply put more cash into the prepaid account and your card will be ready for use once again. Prepaid credit cards are great for financial planning, they make it so you don't have to carry cash all the time, and they are a great solution for those that cannot obtain a regular depository account. Quick approval is usually not a problem regardless of your credit score and there is no need for the prepaid company to deal with the three bureaus.

With all of the various types of Top Cards for Good credit and rewards that they have, there is something for everyone. Seek Top Cards that offer rewards that match your lifestyle and spending style. No matter which card you choose, be sure to spend within your budget and stay under the limit. Timely payments are important as well. Super credit is fantastic thing to have.

To make sure that you keep building a prime credit score, obey these easy guidelines:

1. Always have your bill at a percentage of the credit limit. Simply put, don't "over spend". Make sure to keep a bill that is about sixty percent or less of the available balance on any Top Cards for Good Credit.

2. Pay the bill on time. Even if a small payment can be made, make the payment in a timely fashion. When payments are made more than 30 days late, that information must be reported to the credit reporting agencies. This is bad for the consumer's credit score. Not to mention customers may also experience a rising interest rate as a result of a single delayed payment. Thus it is recommended that consumers pay the bill.

3. Pay the balance completely every time your finances will allow. When you make purchases, try to pay the balance back down to zero at least once a year. Subsequently, you can feel free to begin creating transaction activity (like buying gas, shopping online, or making purchases) and pay it back down to zero again after a few months, and keep utilizing this approach as you complete your monthly budget and annual financial plan. This pattern demonstrates to the issuers that you are a great customer. Some of the other benefits of this approach are low interest rates, an increased credit limit, and a better credit profile.

Our partners provide services in one or more of these locales: Alabama * Alaska * Arizona * Arkansas * California * Colorado * Connecticut * Delaware * District of Columbia * Florida * Georgia * Hawaii * Idaho * Illinois * Indiana * Iowa * Kansas * Kentucky * Louisiana * Maine * Maryland * Massachusetts * Michigan * Minnesota * Mississippi * Missouri * Montana * Nebraska * Nevada * New Hampshire * New Jersey * New Mexico * New York * North Carolina * North Dakota * Ohio * Oklahoma * Oregon * Pennsylvania * Rhode Island * South Carolina * South Dakota * Tennessee * Texas * Utah * Vermont * Virginia * Washington * West Virginia * Wisconsin * Wyoming

Top Cards for Good credit are just a few clicks away. Click now to get approved for a solution that suits your needs.

quote