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Elimination Help
Debt
Negotiation Help
Debt
Settlement Help
Credit
Repair Help
DEBT
SETTLEMENT HELP
Having a hard time paying
your debts? Don't worry. Debt
settlement help is available.
A free debt settlement consultation
is available to anyone that has credit card
or personal loan debt of $10k or more that
is being pursued by a collection agency.
If a collection agency (or several collection
agencies) are annoying you with the constant
reminder of an upaid credit card or personal
loan bill, then debt settlement is an option
that should be seriously considered. A quick
online inquiry or 10 minute phone call can
change your whole financial picture.
Did you know that seriously
delinquent credit card debt is bought and
sold on the open market? Well, it is. Once
a consumer is 6-12 months past due on their
credit card payments, it is considered "bad
debt" and the credit card companies
write it off as a loss on their taxes. Once
they take that loss, they cannot collect
on it anymore. However, they can SELL IT,
and that's what they do. Collection agencies
are in the business of buying "bad
debt". They purchase your overdue account
from your creditor for a percentage of what
you owe, and try to collect the amount in
full from you.
This can be further explained
in your free debt settlement consultation,
but here is an example: Jane had three credit
cards that she received ten years ago. Each
card came with a $5,000 limit. She was making
great money when she was approved for each
of the accounts. For the first three years,
she used her cards regularly and was able
to make all of the minimum payments. Sometimes
she even paid more than the minimum payments
to keep her balances low. Three years ago
Jane lost her job and had to use her charge
cards more often. In what seems like an
instant, all her cards were maxed out. Times
continued to be tough for a while and she
was unable to make any payments at all -
not even the minimum. After 6 months, the
accounts were purchased by collection agences
who have relentlessly been trying to collect
on these accounts for the past year. Jane
is now coming out of the tough times and
wants to get her finances back in order
and her credit repaired so she can move
forward with her life. Debt settlement is
perfect for Jane.
You see, the collection
agencies that bought Jane's accounts from
the credit card companies bought them for
a small percentage of what she owes. They
are now trying to collect the accounts in
full from Jane. Why should she have to pay
the accounts in full when her original creditors
already wrote the debts off on their taxes
and the collection agencies that purchased
them only paid a percentage of what she
owed? She doesn't. Jane only has
to pay a percentage of her accounts to get
them cleared up! She could settle her accounts
for less than half and would not have to
pay the rest!
Debt settlement programs
help you get back on your feet without overpaying
to clear up your debts. Many people avoid
bankruptcy when they complete a debt settlement
program. This is especially significant
because the impact on your credit report
is much less damaging for debt settlement
than it is when bankruptcy is filed.
Sign up for your free debt
settlement consultation NOW. If collection
agencies are hounding you for $10k+, a free
debt settlement consultation can determine
how little you have to pay in order to clear
up your accounts. THERE ARE NO
OUT OF POCKET OR UP FRONT FEES AND YOU CANNOT
BE TURNED DOWN DUE TO BAD CREDIT.
Pay much less than what they say you owe
and get your accounts cleared up once and
for all! Back to top.
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