"What is LowRateSearch.com?"
LowRateSearch.com is a free referral service providing you with a vehicle to quickly connect with loan, insurance, and travel providers offering low and/or discounted rates.

"What does the LowRateSearch.com staff do?"
We spend countless hours searching the web to find quality providers claiming to have the "lowest internet rates" or "best rates guaranteed", and we share that information with you. If providers have posted that claim, they are required to fulfill that promise, or it's considered false advertising (and against the law!) Armed with this information, you can save a lot of money. So, instead of having to do the hours of tedious searching for low rates yourself, the work has been done for you. Savings are literally at your fingertips.

We also make sure we keep our information current. When you bookmark the home page, you can be sure that you will save every time you make a travel arrangement, secure a loan, get affordable insurance coverage..

"What are the Travel, Real Estate, Insurance, and Founder's Blogs?"
The mission of the company is to save the consumer money. So, to keep as much current, money-saving information out there as possible, the founder of the company created the blogs.

You see, lenders, insurers, and travel companies send frequent emails to our company containing discounts, limited-time offers, specials, and promotions. We post the information we receive on our blogs. Consumers can then take advantage of extra money saving deals.

To make full use of the blogs, visit them often. Certain money-saving deals may only be valid for a limited time.

"Do you share or sell my information?"
The privacy and the security of your personal data is an important concern. LowRateSearch.com will not sell or share any personal information about you to, or with, any person or organization other than members of our accredited network that you have chosen.

"Is there a number I can call for a quicker reply to my mortgage, refinance, home equity or debt consolidation loan inquiry?"
You can receive a quote by phone by calling us toll-free at (866) 722-1230. You will be asked a few questions and be instantly matched to a qualifying lender!

"Is there an obligation to accept any of the offers as they are made?"
No, there is no obligation to accept any of the offers unless and until you make a final affirmative decision. You are in total and complete control of your financial decisions.

"How do I receive loan or insurance rate quotes and how long will it take for a response?"
Your quote request is delivered to our network of lenders the instant you complete an online request. You will receive a response to your inquiry from up to four qualified representatives that specialize in fulfilling your unique loan or insurance request. You will receive these offers within 24 hours of your original request either by phone or email, whichever you choose. The benefit of an online request is the fact that these professionals are competing for your business which forces them to offer you their best terms and lowest rates.

"Is there a number I can call for a quicker response to my insurance inquiry?"
Insurance inquiries are a little different and require specific information to personalize your quote. The quickest way to get an insurance quote is to complete the online application. Once that is done, you will be contacted by a licensed professional right away who will assist you in completing the process.

"What is an accredited mortgage broker or lender?"
An accredited broker or lender is licensed to do business in your state, and agrees to comply with the standards set by your state's Department of Real Estate.

"What are the current home loan rates?"
Current rates vary with each lender and may fluctuate daily. However, rest assured that by completing our quick online form or calling us toll-free at (866) 722-1230, you will be offered the lowest rates for your specific situation.

"How does the loan process work?"
A friendly, qualified, broker or lender will work closely with you to determine the best loan type, terms, and interest rates available to you after they review your personal information and your credit report. You may be asked to provide additional information and/or documents in order to complete the loan process, but a licensed professional will walk you through every step of the way.

"How long will it take to close a home loan once I accept an offer?"
Typically the process takes 2-4 weeks to close a home loan once you accept an offer, although each lender may vary. The sooner you are able to verify the information that you provided on our website to your loan officer, the quicker your loan will be processed.

"Does LowRateSearch.com charge any fees or closing costs?"
LowRateSearch.com does not charge you any fees or closing costs. Each lender determines their own closing costs. You may discuss your situation with them once you are in contact.

"How does LowRateSearch.com get paid?"
LowRateSearch.com's service is completely free to the consumer. Our Lender/Broker/Travel Network pays us for the opportunity to compete against others to get you the best program that fits your needs.

If you have a question that was not addressed here, please email us at customerservice@lowratesearch.com. You will receive a response within 24 hours, and your question may be posted here to help others.