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You can save money using LowRateSearch.com as your trusted resource to find low rates on hotels. We search for low rates so you don't have to. We also recommend you consider traveler's insurance.

Did you know that your health insurance may not cover you if you are traveling out of your region? If you happen to get hurt or sick, you may be forced to pay out-of-pocket for any treatment you receive while you are away - unless you have traveler's insurance.

Also, without traveler's insurance, you may have to pay the price if your luggage is lost, your trip is interrupted, or if you need to take an unexpected flight or book an unexpected hotel ... even if the interruption was due to the weather or it was the airline's fault. Traveler's insurance is very affordable and the coverage is great. Click here now to learn more about affordable travel insurance.

Here Are 5 Tips For Packing Light & Traveling Smart

If you follow these five (5) travel tips, you can pack light, save money, and avoid financial headaches.

Tip #1 - Plan on no more than two outfits per day. There is not enough room in a hotel for your entire wardrobe. Keep this in mind. No matter if you are a man or a woman, you will probably not need to wear more than two outfits each day. So pack accordingly. Plan on taking one 'daytime' outfit and one 'evening' outfit per day. If you are traveling to the beach, pack no more than one swimsuit per day. **This travel tip allows you to pack enough clothing options without weighing you down.

Tip #2 - Plan clothing, shoes, and accessories that coordinate with each other to create different looks with minimal pieces. Hotels are for temporary stays. Pack tops, bottoms, and jackets that can be worn interchangeably so you can save room in your luggage.. Casual items such as jeans, jean shorts, khakis, khaki shorts, etc., or business items such as blazers, solid color dress pants, solid color simple skirts, etc., can be worn to create different looks when you pair them with different tops, ties, and accessories. Coordinate your shoes the same way. Pack just a few pairs of shoes, sandals, and/or boots that can be worn with several outfits so you save space. **This travel tip allows for plenty of clothing options, while saving space and weight.

Tip #3 - Take travel sized toiletries, and pack essential toiletry and cosmetic items only. Hotels can sometimes have less bathroom counter space than you are used to. Unnecessary toiletries can take up a lot of room. Of course you need a toothbrush, toothpaste, deodorant, and a comb/brush, but pack travel-sized items instead of full-sized items. If you wear a fragrance, take just one bottle of cologne or one bottle of perfume. It is not necessary to pack every fragrance you own. Ladies, pack a 'makeup essentials' bag with just a few items like foundation, mascara, eyeliner, 4-5 eye shadow shades, blush, and 2 each: lipliners, lipsticks, and lip gloss. Also ladies, do not pack ALL of your hair styling tools. Just one flat iron or curling iron will do the trick. Finally, find out if the hotel room you are staying in already has a hair dryer. You may be able to eliminate lugging this bulky item altogether. (If, however, you do have to pack a hair dryer, get a travel-sized one. These high power hair dryers pack a big punch in a small package.) **This travel tip allows you to reduce bulk, and reduces the weight of toiletries and cosmetic items.

Tip #4 - Put "just in case" essentials in your carry-on bag, and put the rest in your suitcase. Losing your luggage or having something happen to it while it is not in your possession can be a travel nightmare. We all hope that our baggage will be safe and arrive at our destination at the same time we do, but the reality is that bad things can happen to luggage as you travel. This is why it is a good idea to pack your toiletries, all undergarments, and at least two generic outfits (like two tee shirts and a pair of shorts or pants) in your carry-on bag. In the unfortunate event that your luggage gets lost, you will have the essentials you need until your luggage problem is resolved. **This travel tip allows you to function with clean undergarments for a few days if you have to wait for lost luggage.

Tip #5 - Get affordable travel insurance. Most people make plans without travel insurance and want to kick themselves when they find themselves in the middle of a travel nightmare. If you get sick, your health insurance may not cover you but global travel medical insurance will. If your luggage is lost and never found, you may not be fully refunded for your items by the airline. Flight insurance will cover the cost of your luggage and its contents. If your trip is cancelled due to the weather, without travel insurance, you may lose your whole vacation investment. With travel insurance, you won't. By having worldwide 24-hour assistance, you can avoid a complete travel nightmare with travel insurance. You can't afford to NOT have travel insurance. **This travel tip could prevent you from losing the money you have spent on your travel plans, and will protect you from having to pay for many unforseen incidents along the way.

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